Financing Your Purchase
Financing is available for in-store purchases by opening a Raymour & Flanigan® Charge Account. Apply online with our hassle-free application process to obtain your personalized credit line for use in one of our 60-plus showroom locations or call to place an order at 1.866.383.4484.
For your convenience, we offer several financing options (subject to credit approval):
Raymour & Flanigan Revolving Charge Account
- The option to pay the balance in full without interest upon receipt of the first billing statement (minimum of 20 days).
- Low minimum monthly payments calculated at 1/30th of the highest balance purchase.
- Annual percentage rate (A.P.R.) 24%* (Massachusetts is 18%**).
No Interest, No Payment Option
- Available for terms up to 12 months (minimum purchase amount may be required). Subject to availability and credit approval.
- No deposit required (excluding special orders - see or call a showroom for details at 1.888.RAYMOUR).
- No payment is required during the "No Interest, No Payment Option Period".
- To avoid interest the entire balance must be paid in full by the date specified on your billing statement. If not paid in full by the specified date, interest accrues from the original charge date.
No Interest Option
- Available for terms of 6, 12, 18 and 24 months (minimum purchase amount may be required). Subject to availability.
- Minimum monthly payments are required during the option period and are calculated at 1/30th of the highest balance purchase.
- To avoid interest, the entire balance must be paid in full by the date specified on your billing statement. If not paid in full by the specified date, interest accrues from the original charge date.
Layaway
- 6-month time period.
- 20% deposit required.
- $50 minimum monthly payments required.
- Available in any of our 60 plus showroom locations and NOT available for online purchases.
Paying Your Bill
If you have a Wells Fargo or Raymour & Flanigan account, there are several methods for paying your bill as listed below. Not sure what type of account you have? Click here to check your account number.
- Pay By Mail:Wells Fargo Financial
P.O. Box 98796
Las Vegas, NV 89193
Raymour & Flanigan
P.O. Box 130
Liverpool, NY 13088
- Pay By Phone:Wells Fargo Accounts: 1.800.303.4899
(Fees for paying by phone may apply.)
Raymour & Flanigan Accounts: 1.866.282.3117
(Fees for paying by phone may apply.)
- Pay Online:Wells Fargo Accounts
Raymour & Flanigan Accounts
Still have questions about financing? Call 1.800.836.9633.